Freddie Pascall

The Ins and Outs of Rent-to-Income Ratio: What Landlords Need to Know

The rent-to-income ratio is one of the criteria used to calculate your annual gross income when determining whether you qualify for a mortgage. This ratio accounts for the ratio of your gross income to your monthly housing expenses, including rent. If a landlord has specific income restrictions, they may require a higher ratio than 36-40%.

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