A Homebuyer’s Ultimate Guide to Rent-to-Own Homes: Everything You Need to Know in 2023

Rent-to-own homes are a popular real estate option, especially for people who have been renting for years. These homes let buyers take ownership without a cash deposit, but rental payments are required. And as rent-to-own popularity continues to rise, learning as much as possible about the process can help you make a smart decision. What …

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The Ins and Outs of Rent-to-Income Ratio: What Landlords Need to Know

The rent-to-income ratio is one of the criteria used to calculate your annual gross income when determining whether you qualify for a mortgage. This ratio accounts for the ratio of your gross income to your monthly housing expenses, including rent. If a landlord has specific income restrictions, they may require a higher ratio than 36-40%. …

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